The new state pension comes into effect from 6th April 2016 but research has found that many savers don't understand the changes.
A survey by Aviva found that:
- 24% are unaware of the flat rate pension
- 42% of 55-64 years olds aren't sure if they'll receive it
- 57% know that the state pension age is increasing
What do you want your life to be like when you pass retirement age? Are you looking forward to the end of your working life as a time to take on new projects or to simply relax after 40 plus years of work?
The kind of retirement you have will be determined by the decisions you make today about how you organise your money. This is the central idea driving retirement planning: how are you going to ensure that you get the retirement you want?
After the start of a brand new year, changing something about the way you do business can make you feel like you've turned a new page. This could be anything from launching a new product or service, redesigning your company logo to ordering new office stationery.
